Is There Such a Thing as Wedding Insurance? April 26, 2018
Weddings can be simple, but they rarely are. Most involve a million moving pieces, from the caterer to the florist to the unpredictable in-laws.
This massive event holds the potential for myriad mishaps. That’s why wedding insurance is now available. This policy is a specialized type of event insurance that covers a wide range of disasters that could affect your big day. You can customize the policy to insure major damages to your venue or other aspects of your wedding.
Enjoy protection with:
Event cancellation protection. What if the weather doesn’t cooperate with your plans for a picturesque wedding at the park? What if the officiant becomes ill? This coverage insures deposits for rental cars, flowers, the cake, and more, in case circumstances beyond your control cause a cancellation or delay of the ceremony.
Special coverage. Are you concerned about your rings, gifts, photographs, or tuxedos? Wedding insurance can provide coverage for these costly items. If the best man loses the rings or the ring bearer spills grape juice on his lapel, wedding insurance can prove quite helpful.
Liability. Large events always carry the risk of property damage and personal injury. This coverage protects you from liability in the event your guests damage the venue or suffer injury. Public venues may have their own coverage for these situations, or they may require you to provide a policy.
Compared to the price of the event, wedding insurance is typically quite affordable. If you encounter a hitch in your plans, this policy can help you save significant costs. If you’re planning a wedding, consult with your insurance agent to determine the best coverage for your event. The right policy can provide peace of mind to help keep your feet steady as you walk down that aisle.