Positive Pay


Protect your business from unauthorized transactions

Positive Pay is a fraud detection tool that can help protect your business from unauthorized checks and ACH debit transactions. Checks and transactions that have their payment amounts altered or come from stolen check stock will be flagged. It’s an easy way to prevent fraud and monetary losses.

    • Customize actionable alerts
    • Accept or reject suspicious Check or ACH transactions
    • Access from your computer or mobile device

Forward Bank offers two options—Check Positive Pay and ACH Positive Pay. Choose one or both, based on your business needs.

Get started

To learn more or sign up for Positive Pay, contact your business banker or a location near you.


Already have an account?

Positive Pay »


How Check Positive Pay works

How ACH Positive Pay works

    1. Create an online file with each check’s serial number, dollar amount and status.
    2. Forward Bank will verify the checks and notify you if any records do not match.
    3. You can return any mismatched items.
    1. Create a white list of companies that are approved to debit your account.
    2. Forward Bank will notify you if an unapproved company debits your account.
    3. You can return the item or add the company to your white list.
Check Positive Pay Demo ACH Positive Pay Demo