Deposit Rates

Deposit Account Rates

All rates current as of July 16, 2019

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.10 0.10 $50
 fees could reduce earnings    0.10 0.10 $2,500
Future Savers* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
Student Savings* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.65 0.65 $0
 Charitable Money Market Account   0.90 0.90 $50,000
    1.00 1.00 $100,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Non-Profit Checking* $0 0.05 0.05 $0
         
Municipal Checking* $0 0.45 0.45 $0
    0.60 0.60 $100,000
0.75 0.75 $250,000

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.30 0.30 $5,000
    0.40 0.40 $10,000
         
6 Month CD $500 1.40 1.41 $500
    1.60 1.61 $10,000
    1.60 1.61 $25,000
         
1 Year CD $500 2.04 2.05 $500
    2.13 2.15 $10,000
    2.18 2.20 $25,000
         
2 Year CD $500 2.13 2.14 $500
    2.18 2.19 $10,000
    2.23 2.25 $25,000
         
3D-CD (30 Mo.)* $1,000 1.75 1.76 $500
    2.25 2.27 $25,000
3 Year CD $500 2.08 2.09 $500
    2.18 2.20 $10,000
    2.28 2.30 $25,000
3D-CD (40 Mo.)* $1,000 .90 .90 $500
2.50 2.52 $5,000
         
4 Year CD $500 1.95 1.96 $500
    2.28 2.30 $10,000
    2.33 2.35 $25,000
5 Year CD $500 1.97 1.98 $500
    2.32 2.34 $10,000
    2.37 2.39 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 2.04 2.05 $100
    2.13 2.15 $10,000
    2.18 2.20 $25,000
         
18 Month Fixed $100 2.15 2.16 $100
    2.26 2.28 $10,000
    2.34 2.36 $25,000
         
3 Year Fixed $100 2.08 2.09 $100
    2.18 2.20 $10,000
    2.28 2.30 $25,000
         
5 Year Fixed $500 1.97 1.98 $500
    2.32 2.34 $10,000
    2.37 2.39 $25,000
         
IRA Savings* $0 1.70 1.71 $0
         
1 Year Roth $100 2.04 2.05 $100
    2.13 2.15 $10,000
    2.18 2.20 $25,000
         
3 Year Roth $100 2.08 2.09 $100
    2.18 2.20 $10,000
    2.28 2.30 $25,000
         
5 Year Roth $500 1.97 1.98 $500
    2.32 2.34 $10,000
    2.37 2.39 $25,000
         
Roth IRA Savings* $0 1.70 1.71 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.