Deposit Rates

Deposit Account Rates

All rates current as of November 7, 2018

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.10 0.10 $50
 fees could reduce earnings    0.10 0.10 $2,500
Future Savers* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
Student Savings* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.50 0.50 $0
 Charitable Money Market Account   0.75 0.75 $50,000
    0.85 0.85 $100,000
CMMA/BCMMA Gold* $0 0.50 0.50 $0
0.75 0.75 $50,000
0.85 0.85 $100,000
    1.15 1.15  $200,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Municipal Checking* $0 0.45 0.45 $0
    0.60 0.60 $100,000
    0.75 0.75 $250,000
         
Non Profit Checking* $0 0.05 0.05 $0
 
         

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.30 0.30 $5,000
    0.40 0.40 $10,000
         
6 Month CD $500 1.30 1.31 $500
    1.50 1.51 $10,000
    1.50 1.51 $25,000
         
1 Year CD $500 1.85 1.86 $500
    1.94 1.95 $10,000
    1.99 2.01 $25,000
         
2 Year CD $500 2.27 2.29 $500
    2.32 2.34 $10,000
    2.37 2.39 $25,000
         
3D-CD (30 Mo.)* $1,000 1.75 1.76 $500
    2.25 2.27 $25,000
3 Year CD $500 2.30 2.32 $500
    2.40 2.42 $10,000
    2.50 2.52 $25,000
3D-CD (40 Mo.)* $1,000 .90 .90 $500
2.50 2.52 $5,000
         
4 Year CD $500 2.30 2.32 $500
    2.63 2.65 $10,000
    2.68 2.71 $25,000
5 Year CD $500 2.45 2.47 $500
    2.80 2.83 $10,000
    2.85 2.88 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 1.85 1.86 $100
    1.94 1.95 $10,000
    1.99 2.01 $25,000
         
18 Month Fixed $100 0.30 0.30 $100
    0.50 0.50 $10,000
    0.55 0.55 $25,000
         
3 Year Fixed $100 2.30 2.32 $100
    2.40 2.42 $10,000
    2.50 2.52 $25,000
         
5 Year Fixed $500 2.45 2.47 $500
    2.80 2.83 $10,000
    2.85 2.88 $25,000
         
IRA Savings* $0 0.15 0.15 $0
         
1 Year Roth $100 1.85 1.86 $100
    1.94 1.95 $10,000
    1.99 2.01 $25,000
         
3 Year Roth $100 2.30 2.32 $100
    2.40 2.42 $10,000
    2.50 2.52 $25,000
         
5 Year Roth $500 2.45 2.47 $500
    2.80 2.83 $10,000
    2.85 2.88 $25,000
         
Roth IRA Savings* $0 0.15 0.15 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.