Deposit Rates

Deposit Account Rates

All rates current as of March 31, 2020

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.10 0.10 $50
 fees could reduce earnings    0.10 0.10 $2,500
Future Savers* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
Student Savings* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.10 0.10 $0
 Charitable Money Market Account   0.30 0.30 $50,000
    0.35 0.35 $100,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Non-Profit Checking* $0 0.05 0.05 $0
         
Municipal Checking* $0 0.40 0.40 $0
    0.55 0.55 $100,000
0.70 0.70 $250,000

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.15 0.15 $5,000
    0.25 0.25 $10,000
         
6 Month CD $500 0.25 0.25 $500
    0.30 0.30 $10,000
    0.35 0.35 $25,000
         
1 Year CD $500 0.48 0.48 $500
    0.53 0.53 $10,000
    0.58 0.58 $25,000
         
13 Month CD*** $5,000 1.00 1.00 $5,000
2 Year CD $500 0.68 0.68 $500
    0.73 0.73 $10,000
    0.78 0.78 $25,000
         
3D-CD (30 Mo.)* $1,000 0.85 0.85 $500
    0.90 0.90 $25,000
3 Year CD $500 0.63 0.63 $500
    0.68 0.68 $10,000
    0.73 0.73 $25,000
3D-CD (40 Mo.)* $1,000 0.85 0.85 $500
0.90 0.90 $5,000
         
4 Year CD $500 0.83 0.83 $500
    0.88 0.88 $10,000
    0.93 0.93 $25,000
5 Year CD $500 0.90 0.90 $500
    0.95 0.95 $10,000
    1.00 1.00 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 0.48 0.48 $100
    0.53 0.53 $10,000
    0.58 0.58 $25,000
         
18 Month Fixed $100 0.75 0.75 $100
    0.80 0.80 $10,000
    0.85 0.85 $25,000
         
3 Year Fixed $100 0.63 0.63 $100
    0.68 0.68 $10,000
    0.73 0.73 $25,000
         
5 Year Fixed $500 0.90 0.90 $500
    0.95 0.95 $10,000
    1.00 1.00 $25,000
         
IRA Savings* $0 1.00 1.00 $0
         
1 Year Roth $100 0.48 0.48 $100
    0.53 0.53 $10,000
    0.58 0.58 $25,000
         
3 Year Roth $100 0.63 0.63 $100
    0.68 0.68 $10,000
    0.73 0.73 $25,000
         
5 Year Roth $500 0.90 0.90 $500
    0.95 0.95 $10,000
    1.00 1.00 $25,000
         
Roth IRA Savings* $0 1.00 1.00 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
***Must have checking with direct deposit.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.