Deposit Rates

Deposit Account Rates

All rates current as of January 16, 2019

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.10 0.10 $50
 fees could reduce earnings    0.10 0.10 $2,500
Future Savers* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
Student Savings* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.55 0.55 $0
 Charitable Money Market Account   0.80 0.80 $50,000
    0.90 0.90 $100,000
CMMA/BCMMA Gold* $0 0.55 0.55 $0
0.80 0.80 $50,000
0.90 0.90 $100,000
    1.20 1.21  $200,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Municipal Checking* $0 0.45 0.45 $0
    0.60 0.60 $100,000
    0.75 0.75 $250,000
         
Non Profit Checking* $0 0.05 0.05 $0
 
         

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.30 0.30 $5,000
    0.40 0.40 $10,000
         
6 Month CD $500 1.40 1.41 $500
    1.60 1.61 $10,000
    1.60 1.61 $25,000
         
1 Year CD $500 2.14 2.16 $500
    2.23 2.25 $10,000
    2.28 2.30 $25,000
         
2 Year CD $500 2.37 2.39 $500
    2.42 2.44 $10,000
    2.47 2.49 $25,000
         
3D-CD (30 Mo.)* $1,000 1.75 1.76 $500
    2.25 2.27 $25,000
3 Year CD $500 2.40 2.42 $500
    2.50 2.52 $10,000
    2.60 2.62 $25,000
3D-CD (40 Mo.)* $1,000 .90 .90 $500
2.50 2.52 $5,000
         
4 Year CD $500 2.40 2.42 $500
    2.73 2.76 $10,000
    2.78 2.81 $25,000
5 Year CD $500 2.57 2.59 $500
    2.92 2.95 $10,000
    2.97 3.00 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 2.14 2.16 $100
    2.23 2.25 $10,000
    2.28 2.30 $25,000
         
18 Month Fixed $100 0.30 0.30 $100
    0.50 0.50 $10,000
    0.55 0.55 $25,000
         
3 Year Fixed $100 2.40 2.42 $100
    2.50 2.52 $10,000
    2.60 2.62 $25,000
         
5 Year Fixed $500 2.57 2.59 $500
    2.92 2.95 $10,000
    2.97 3.00 $25,000
         
IRA Savings* $0 0.15 0.15 $0
         
1 Year Roth $100 2.14 2.16 $100
    2.23 2.25 $10,000
    2.28 2.30 $25,000
         
3 Year Roth $100 2.40 2.42 $100
    2.50 2.52 $10,000
    2.60 2.62 $25,000
         
5 Year Roth $500 2.57 2.59 $500
    2.92 2.95 $10,000
    2.97 3.00 $25,000
         
Roth IRA Savings* $0 0.15 0.15 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.