Deposit Rates

Deposit Account Rates

All rates current as of  February 17, 2020

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.10 0.10 $50
 fees could reduce earnings    0.10 0.10 $2,500
Future Savers* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
Student Savings* $ 0 0.10 0.10 $50
    0.10 0.10 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.35 0.35 $0
 Charitable Money Market Account   0.65 0.65 $50,000
    0.70 0.70 $100,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Non-Profit Checking* $0 0.05 0.05 $0
         
Municipal Checking* $0 0.45 0.45 $0
    0.60 0.60 $100,000
0.75 0.75 $250,000

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.30 0.30 $5,000
    0.40 0.40 $10,000
         
6 Month CD $500 1.45 1.45 $500
    1.50 1.50 $10,000
    1.55 1.55 $25,000
         
1 Year CD $500 1.48 1.49 $500
    1.53 1.54 $10,000
    1.58 1.59 $25,000
         
2 Year CD $500 1.53 1.54 $500
    1.58 1.59 $10,000
    1.63 1.64 $25,000
         
3D-CD (30 Mo.)* $1,000 1.60 1.61 $500
    1.65 1.66 $25,000
3 Year CD $500 1.58 1.59 $500
    1.63 1.64 $10,000
    1.68 1.69 $25,000
3D-CD (40 Mo.)* $1,000 1.65 1.66 $500
1.70 1.71 $5,000
         
4 Year CD $500 1.63 1.64 $500
    1.68 1.69 $10,000
    1.73 1.74 $25,000
5 Year CD $500 1.68 1.69 $500
    1.73 1.74 $10,000
    1.78 1.79 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 1.48 1.49 $100
    1.53 1.54 $10,000
    1.58 1.59 $25,000
         
18 Month Fixed $100 1.50 1.51 $100
    1.55 1.56 $10,000
    1.60 1.61 $25,000
         
3 Year Fixed $100 1.58 1.59 $100
    1.63 1.64 $10,000
    1.68 1.69 $25,000
         
5 Year Fixed $500 1.68 1.69 $500
    1.73 1.74 $10,000
    1.78 1.79 $25,000
         
IRA Savings* $0 1.00 1.00 $0
         
1 Year Roth $100 1.48 1.49 $100
    1.53 1.54 $10,000
    1.58 1.59 $25,000
         
3 Year Roth $100 1.58 1.59 $100
    1.63 1.64 $10,000
    1.68 1.69 $25,000
         
5 Year Roth $500 1.68 1.69 $500
    1.73 1.74 $10,000
    1.78 1.79 $25,000
         
Roth IRA Savings* $0 1.0 1.00 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.