Deposit Rates

Deposit Account Rates

All rates current as of October 17, 2017

Savings Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Statement Savings* $ 0 0.05 0.05 $50
 fees could reduce earnings    0.05 0.05 $2,500
Future Savers* $ 0 0.05 0.05 $50
    0.05 0.05 $2,500
Student Savings* $ 0 0.05 0.05 $50
    0.05 0.05 $2,500
 
         

Checking Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
Premium Fast Forward* $0 0.05 0.05 $0
 fees could reduce earnings   0.15 0.15 $100,000
         
CMMA/BCMMA* $0 0.10 0.10 $0
 Charitable Money Market Account   0.35 0.35 $50,000
    0.45 0.45 $100,000
CMMA/BCMMA Gold* $0 0.10 0.10 $0
0.35 0.35 $50,000
0.45 0.45 $100,000
    0.75 0.75  $200,000
Health Savings Account* $0 0.05 0.05 $0
    0.05 0.05 $2,500
         
Municipal Checking* $0 0.45 0.45 $0
    0.60 0.60 $100,000
    0.75 0.75 $250,000
         
Non Profit Checking* $0 0.05 0.05 $0
 
         

Certificates of Deposit

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
3 Month CD $5,000 0.20 0.20 $5,000
    0.30 0.30 $10,000
         
6 Month CD $500 0.60 0.60 $500
    0.65 0.65 $10,000
    0.80 0.80 $25,000
         
1 Year CD $500 0.95 0.95 $500
    1.04 1.04 $10,000
    1.09 1.09 $25,000
         
2 Year CD $500 1.12 1.12 $500
    1.17 1.18 $10,000
    1.22 1.23 $25,000
         
3D-CD (30 Mo.)* $1,000 0.30 0.30 $500
    0.80 0.80 $25,000
         
3 Year CD $500 1.30 1.31 $500
    1.40 1.41 $10,000
    1.50 1.51 $25,000
         
4 Year CD $500 1.45 1.46 $500
    1.78 1.79 $10,000
    1.83 1.84 $25,000
5 Year CD $500 1.60 1.61 $500
    1.95 1.96 $10,000
    2.00 2.01 $25,000
 
         

Individual Retirement Accounts

       
Description Minimum To Open Interest Rate APY** Minimum to earn APY**
1 Year Fixed $100 0.95 0.95 $100
    1.04 1.04 $10,000
    1.09 1.09 $25,000
         
18 Month Fixed $100 0.30 0.30 $100
    0.50 0.50 $10,000
    0.55 0.55 $25,000
         
3 Year Fixed $100 1.30 1.31 $100
    1.40 1.41 $10,000
    1.50 1.51 $25,000
         
5 Year Fixed $500 1.60 1.61 $500
    1.95 1.96 $10,000
    2.00 2.01 $25,000
         
IRA Savings* $0 0.10 0.10 $0
         
1 Year Roth $100 0.95 0.95 $100
    1.04 1.04 $10,000
    1.09 1.09 $25,000
         
3 Year Roth $100 1.30 1.31 $100
    1.40 1.41 $10,000
    1.50 1.51 $25,000
         
5 Year Roth $500 1.60 1.61 $500
    1.95 1.96 $10,000
    2.00 2.01 $25,000
         
Roth IRA Savings* $0 0.10 0.10 $0
These interest rates are subject to change without advance notice.
APY assumes interest is added to account.
Term Certificates of Deposit and IRA’s may be subject to early withdrawal penalty.
**APY=Annual Percentage Yield.
*Rates could change after account is opened.