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Forward Bank

Credit Cards

Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more. Find the credit card that's right for you!

Already have a credit card with us and want to manage your account or make a payment? 

Enjoy important features like

  • EMV smart chip technology
  • Mobile purchasing capability
  • Online account access
  • 24/7 Cardmember Service

Visa® Everyday Rewards+ Card

Earn More on Frequent Spend

  • 4x unlimited points on dining, take-out & food delivery1
  • 2x unlimited points at grocery stores, grocery delivery, gas stations and streaming services1
  • 1x unlimited points on all other eligible purchases1
  • $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening1
  • Redeem points for Travel, Cash Back and More3

Visa® Max Cash Preferred Card

Choose Where You Earn the Most Cash Back

  • 5% Cash back on the first $2,000 of combined quarterly purchases in two categories like: TV, Internet, Streaming Services, Home Utilities, Cell Phone Providers and more!2
  • 2% unlimited cash back2 on choice of one everyday category of your choice.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account.3
  • $150 cash back after you spend $500 in the first 90 days.2

Visa® Platinum Card

Pay Down Balances

  • Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate.
  • You could save on interest and pay down your other credit card balances faster.
  • Get the flexibility to pay in full or pay down over time.

Visa® Secured Card

Build Your Credit

  • A card that's perfect for anyone who wants to improve or establish their credit.4
  • Enjoy the convenience of credit, including the option to carry a balance.
  • Earn interest on your companion secured savings account

1 If you're approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points ($150 value) will be awarded after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, within seven business days, as a statement credit to your credit card account within one to two billing cycles or as a Rewards Card ($25 minimum redemption) Points expire five years from the end of the quarter in which they are earned.

2 If you're approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Rewards are earned on eligible net purchases. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, within seven business days, as a statement credit to your credit card account within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active.

3 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

4 Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

For questions about your account or to report a Lost or Stolen Card.
24 Hour Cardmember Service: 800-558-3424

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.

APRs, fees and other Account terms may change at any time in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.