Net Worth Calculator: Understand Your Financial Position

How to Use the New Worth Calculator

Curious about where you stand financially? Your net worth is the key number that reflects your financial health. It’s calculated by subtracting your debts from your total assets. Use the net worth calculator to assess where you are today and create a strategy to build wealth over time.

Input Your Assets and Liabilities:

• Cash and Cash Equivalents: Enter the total amount in your checking and savings accounts.
• Investments: Include the current value of your stocks, bonds, mutual funds, and retirement accounts.
• Real Estate: Provide the market value of properties you own.
• Personal Property: Estimate the value of significant personal items such as vehicles, jewelry, and collectibles.
• Mortgages: Input the remaining balance on any home loans.
• Loans: Include outstanding balances on auto loans, student loans, and personal loans.
• Credit Card Debt: Enter the total amount owed across all credit cards.
• Other Liabilities: Account for any additional debts or financial obligations.
• Once all the information is entered, click Calculate

Once you enter your details, the calculator will display:

• Net Worth: The difference between total assets and total liabilities.
• Financial Breakdown: A clear comparison of assets vs. Liabilities.
• If Net Worth Is Positive: Indicates financial stability and progress toward wealth-building. Consider growing assets further by increasing savings and investments.
• If Net Worth Is Negative: Signals that liabilities exceed assets. Focus on reducing debt and improving savings.