the Hangout

$5,000 Half Court Shot Winner in Abbotsford December 11, 2018

The Forward Bank $5,000 Half Court Shot finds success in Abbotsford!

All attendees of the Abbotsford versus Pittsville basketball game on Thursday, December 6th were given a free ticket by the Forward Bank team on their way into the game. At half-time a ticket was drawn at random and Adam Seefluth was given two attempts to make the shot from half court, but he would only need one.

The crowd cheered as Seefluth effortlessly threw up his first shot and the ball “swished” through the net! He will be receiving a check from Forward Bank for $2,500 and the Abbotsford Athletic program will receive a check for $2,500 as well. One shot makes two winners in Abbotsford!

Abbotsford 5K half court shot winner 2018

“These types of events encourage our communities to come out and support our student athletes,” commented Gary Schraufnagel, VP/Ag Lender in Colby “It is also a unique way for us to connect with our communities while giving back in a fun and exciting way!”

Half court shots are occurring at high school basketball games in each of the communities Forward Bank serves. Upcoming shots include Columbus on December 18, Medford on January 4, Owen-Withee on January 10, Stanley-Boyd on January 18, Marshfield on January 22, and Greenwood on February 5. Shots in Thorp and Colby have already occurred.

Please support your local high school athletic programs by attending these games and you could have the opportunity to win $2,500 for yourself and $2,500 for the school!
Learn more about Cooperative Programs»


Protect Yourself from Gift Card Scam December 6, 2018

Scam-AlertIt is being reported that several old and reliable scams are circulating in the area. These have included email impersonations of executives requesting gift cards for the holidays, human resource record requests, payroll information changes, and fraudulent local sports fundraising campaigns.


With the holiday season these activities usually peak. 


A few businesses in the area have fallen victim to this scam. We encourage you to advise your staff to watch the email addresses requesting gift card purchases and pay close attention to unusual requests from internal personnel, dealing with customers, and personally.


Be safe out there!


Are You Covered for 2019? Don’t Miss the Deadline! November 26, 2018

It’s a busy time of year. The holidays have rushed in and you’re probably swamped with shopping, decorating, parties, and visits from the in-laws. In the midst of year-end chaos, don’t miss an important deadline. Open Enrollment for 2019 coverage under the Affordable Care Act (ACA) ends on Saturday, December 15.

Have you signed up for a plan for next year? If not, contact your insurance provider right away to make sure you have coverage when the calendar flips to 2019. ACA coverage is provided through the Health Insurance Marketplace for those who don’t have health insurance through another source, such as an employer or Medicare. Cost for the insurance is based on your income.

Your insurance agent can walk you through the various options available and help you complete the necessary paperwork. To sign up for a plan, you’ll need information about the size of your household, basic contact information and social security numbers for those being covered, employer information, income amounts, and current policy numbers if you have 2018 coverage.




What happens if you miss the deadline? Certain individuals may qualify for a Special Enrollment Period. Others may be eligible for an extension. For example, those whose current plan was discontinued and those who have had certain life events, such as getting married, usually qualify for an extension. Additionally, some states offer state-based marketplaces that have deadlines later than December 15. Areas affected by hurricanes have also been given extensions.

Contact your agent to determine if you qualify for any of these special circumstances and to get your coverage process underway.

Forward Bank Continues Contests at Local Schools to Support Athletic Programs November 6, 2018

Forward Bank will be holding $5,000 half-court shots at 9 local high school basketball games and 2 hockey games again! To support the mission of giving back to the community, half of the overall prize will be given to the school athletic program.

Forward Bank - Marshfield Hockey - $5K Shot on Ice
“We are excited to continue our partnership with our local school athletic program and support our student athletes with this unique donation opportunity,” commented Bill Sennholz, President/CEO of Forward Bank. “To make this the best year yet, we encourage communities to join us at the games to support our student athletes and watch as one lucky fan at each event attempts to make a shot worth $5,000. We hope to have many winners this season!” 

Each fan attending a participating high school basketball game will be entered into a random drawing for the shot. The attempt will be from half-court with $2,500 going to the shooter and $2,500 going to the school if the shot is successful. A similar set up and process will be used for the hockey games as well.


Forward Bank will be at the following basketball/hockey games:

  • Thorp Cardinals – November 27
  • Colby Hornets – November 30
  • Abbotsford Falcons – December 6
  • Marshfield Tigers (Hockey) – December 14
  • Columbus Dons – December 18
  • Medford Red Raiders – January 4
  • Owen-Withee Blackhawks – January 10
  • Stanley/Boyd Orioles – January 18
  • Marshfield Tigers – January 22
  • Medford Raiders (Hockey) – January 28
  • Greenwood Indians – February 5

Please support your local high school athletic programs by attending these games and you could have the opportunity to win $2,500 for yourself and $2,500 for the school!
Learn more about Cooperative Programs»

Correct Way to Dispose of Old Computers October 24, 2018

old_computer_recycleGetting rid of your old computer? You can ensure its hard drive doesn’t become a treasure chest for identity thieves. Use a program that overwrites or wipes the hard drive many times. Or remove the hard drive, and physically destroy it.


Understand Your Hard Drive

Computers often hold personal and financial information, including:

  • passwords
  • account numbers
  • license keys or registration numbers for software programs
  • addresses and phone numbers
  • medical and prescription information
  • tax returns
  • files created automatically by browsers and operating systems

When you save a file, especially a large one, it is scattered around the hard drive in bits and pieces. When you open a file, the hard drive gathers the bits and pieces and reconstructs them.

When you delete a file, the links to reconstruct the file disappear. But the bits and pieces of the deleted file stay on your computer until they’re overwritten, and they can be retrieved with a data recovery program. To remove data from a hard drive permanently, the hard drive needs to be wiped clean.


How to Clean a Hard Drive

Before you clean a hard drive, save the files you want to keep to:

  • a USB drive
  • a CDRom
  • an external hard drive
  • a new computer

Check your owner’s manual, the manufacturer’s website, or its customer support service for information on how to save data and transfer it to a new computer.

Utility programs to wipe a hard drive are available both online and in stores where computers are sold. These programs generally are inexpensive; some are available on the internet for free. These programs vary:

  • Some erase the entire disk, while others allow you to select files or folders to erase.
  • Some overwrite or wipe the hard drive many times, while others overwrite it only once.

Consider using a program that overwrites or wipes the hard drive many times; otherwise, the deleted information could be retrieved. Or remove the hard drive, and physically destroy it.

If you use your home or personal computer for business purposes, check with your employer about how to manage the information on your computer that’s business-related. The law requires businesses to follow data security and disposal requirements for certain information that’s related to customers.


How to Dispose of Your Computer

Recycle it.

Many computer manufacturers have programs to recycle computers and components. Check their websites or call their toll-free numbers for more information. The Environmental Protection Agency (EPA) has information about electronic product recycling programs. Your local community may have a recycling program, too. Check with your county or local government, including the local landfill office for regulations.

Donate it.

Many organizations collect old computers and donate them to charities.

Resell it.

Some people and organizations buy old computers. Check online.

Remember, most computer equipment contains hazardous materials that don’t belong in a landfill. For example, many computers have heavy metals that can contaminate the earth. The EPA recommends that you check with your local health and sanitation agencies for ways to dispose of electronics safely.

This article and any information contained herein is intended for informational purposes only.  The publisher will not be responsible for errors or omissions or any damages, howsoever caused, that result from its use. 

Sources: Federal Trade Commission – Consumer Information


Blog Archive

Follow Us on FacebookIcon For: Facebook Widget