Forward Bank

The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States government that protects bank depositors against the loss of their insured deposits in the unlikely event that an FDIC-insured bank or savings association fails.

Opening or closing a credit card can hurt your credit score. Here are ways to avoid hurting your score when you open a card and when you close a card.

Budgeting is one of those activities that can pay dividends – literally! However, building and sticking to a budget can be daunting, particularly as you try to align categories with your real-life spending. Is Chipotle a want or a need? What about Starbucks (just kidding, it’s absolutely a need).

Before you take on more debt, though, it’s important to understand the differences between the good kind of debt and the kind that can lead to stress, sleep deprivation and worse.

Having an emergency fund could save the day, but you may be questioning how much to save, when you should save more and how you should spend these funds. You're not alone in asking these questions! And we're here to help!